The SBA Offers Sweeteners to Encourage More Small Loans
BUSINESSWEEK - The agency is waiving its upfront, 2 percent loan-guarantee fee for those smaller loans and reduce a monthly guarantee fee paid by the lenders by 3/10 of a percent. The SBA didn’t announce an end date for waiving the fees. The changes mean small business owners borrowing $150,000 will no longer have to come up with $2,550 in upfront fees at the time the loan closes. That will help many of the Main Street retailers, service businesses, craft breweries, and car dealerships that apply for SBA-guaranteed loans ... Read more!
The Best Cities in Maryland for Young Families - Anne Arundel County Locales Top the List!
Maryland grants residents access to two of the largest metropolitan areas in the nation, and, on average, it is the wealthiest of all 50 states and the District of Columbia. In short, it offers ample opportunity for young families to settle down and raise their kids ... Read more!
Getting Things Done When You Have Too Much To Do
Productivity consultant David Allen – of “Getting Things Done” fame – says to be more productive and creative, you need to clear out your head.
Allen, founder of the productivity system called “Getting Things Done” or GTD for short, and author of a series of books, explains, “If there’s something on your mind, it’s not getting done. People who get the most done have the least in their heads.” ... read more
Maryland Is America's Richest State
With an annual median household income of $71,122, Maryland is the richest state in America, 24/7 Wall St. said, citing U.S. Census Bureau's 2012 American Community Survey (ACS) ... Read more!
Why Small Businesses Have Trouble Getting Credit
Only one third of small business owners were able to obtain all of the credit that their businesses need, a recent National Federation of Independent Business (NFIB) survey shows. When it comes to accessing capital, business size definitely matters ... read more